Affirm
Affirm is a U.S. buy-now-pay-later fintech founded in 2012 by PayPal co-founder Max Levchin and headquartered in San Francisco.
About
Affirm is a U.S. buy-now-pay-later fintech founded in 2012 by PayPal co-founder Max Levchin and headquartered in San Francisco. It offers Pay in 4, monthly installment loans and the Affirm Card at online and in-store merchants, using machine-learning models for real-time underwriting and risk pricing. Listed on Nasdaq (AFRM) since January 2021.
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Founders / team· 2
Comparable companies· by market
This company
BusinessLatest roundTotal raisedDate- Affirm
Affirm is a U.S. buy-now-pay-later fintech founded in 2012 by PayPal co-founder Max Levchin and headquartered in San Francisco. It offers Pay in 4, monthly installment loans and the Affirm Card at online and in-store merchants, using machine-learning models for real-time underwriting and risk pricing. Listed on Nasdaq (AFRM) since January 2021.
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United States
BusinessLatest roundTotal raisedDate- Coinflow
Stablecoin-settled payments infrastructure: merchant acquiring, instant USDC settlement, real-time payouts, fraud and chargeback protection, cross-border clearing, and payment rails for AI agents
$30M
$30M - Hinkal
On-chain private payments and compliance infrastructure for VC/liquid funds, family offices and crypto teams (e.g., contractor payroll), plus private stablecoin payments for AI agents via MCP
$4M
$4M - Paygentic
Billing and payments infrastructure for AI-native and agentic products
Pre-Seed · $2M · 2025-10
$2M
Europe
BusinessLatest roundTotal raisedDate- Keyban
Wallet-as-a-service SDK/API: embedded MPC wallets, digital product passports (provenance, warranty, resale), cross-brand on-chain loyalty points and Agent Wallet payment infrastructure for agentic commerce
— - IMMIX
Stablecoin cross-currency FX trading infrastructure built on an AI pricing engine, focused on non-USD currency pairs
Undisclosed · 2026-10
— - CellPoint Digital
Payment orchestration platform for airlines and hotel/travel merchants, with an AI decision layer, Zenith, that optimizes authorization rates and payment costs
Undisclosed · 2026-09
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Other / unspecified
BusinessLatest roundTotal raisedDate- Mynt
Operator of the Philippine mobile wallet GCash, providing payments, savings, investments, credit and machine learning credit scoring (GScore)
IPO · $1.2B · 2026-10 · Valuation $7.0B
$1.2BValuation $7.0B - dtcpay
Licensed Singapore stablecoin payments infrastructure (merchant acquiring, multi-currency wallets, Visa cards, stablecoin-as-a-service)
Series A · 2026-09
— - Cashea
Zero-interest buy now, pay later (BNPL) installment platform for Venezuelan consumers, using AI models on alternative data for credit underwriting
Series B · $60M · 2026-07
$60M
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